+25 401K Fidelity Bond Requirements Ideas. The fidelity bond must be no less than 10% of the amount of funds handled, with a minimum of $1,000 and a maximum of $500,000. The government reviews these filings to confirm sufficient bonding.

401(k) plans must report the dollar amount of their fidelity bond on their annual form 5500. The government reviews these filings to confirm sufficient bonding. Web a plan official must be bonded for at least 10% of the amount of funds he or she handles, subject to a minimum bond amount of $1,000 per plan.